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Making a "financial gift" to your significant other may not be romantic - but it is evidence of love and devotion.

This just in: 2022 was not a great year for most people’s portfolios…

Before you put a bow in this year’s finances here’s a list of things you can do between now and the end of the year to either reduce taxes or put yourself in a better position financially going into 2023:

We may or may not like the government and institutions we have or for that matter the people who lead them – but they are a reflection of our collective societal values. Those who would like different election results will find that their greatest influence will come by way of education in the family and wielding neighborhood influence as opposed to anger directed at opponents.

I have been critical of the Federal Reserve for many years – including being vocal in this newsletter for at least the last two years.

“Governments are instituted among Men, deriving their just powers from the consent of the governed” - US Constitution (Thomas Jefferson)